Heydorn|Stone Capital Management LLC is a registered investment advisor. Registration with the SEC as an investment advisor does not imply a certain level of skill or training. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted.
The materials contained in this website have been obtained, derived and prepared based on information from public and private sources that Heydorn|Stone Capital Management LLC believes to be reliable. However, no representation, warranty or undertaking, stated or implied, is given as to the accuracy or completeness of the information contained herein, and Heydorn|Stone Capital Management LLC expressly disclaims any liability for the accuracy and completeness of information contained in this website. Heydorn|Stone Capital Management LLC, maintains the right to delete or modify information on this website without prior notice.
This site has been designed for general informational and educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security referenced on the site. Such offers can only be made where lawful under applicable law. Heydorn|Stone Capital Management LLC does not intend to provide investment advice through this site and does not represent that the securities or services discussed are suitable for any investor. Any subsequent, direct communication by Heydorn|Stone Capital Management LLC with a prospective client that provides investment advice shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
Investors are advised not to rely on any information contained in the site in the process of making a fully informed investment decision. Heydorn|Stone Capital Management LLC does not, and this site does not intend to, render business, tax or legal advice. Each prospective client should consult his/her own attorney, business advisor and tax advisor as to legal, business, tax and related matters concerning the information contained herein. Each client and prospective client agrees, as a condition precedent to accessing Heydorn|Stone Capital Management LLC's website, to release and hold harmless Heydorn|Stone Capital Management LLC, its officers, directors, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Heydorn|Stone Capital Management LLC.
The information, opinions and views contained herein have not been tailored to the investment objectives of any one individual, are current only as of the date when posted and may be subject to change at any time without prior notice. Heydorn|Stone Capital Management LLC does not have any obligation to provide revised opinions in the event of changed circumstances. Nothing contained in this website should be construed as investment advice.
Any ideas or strategies discussed in the website should not be undertaken by any individual without prior consultation with a financial professional for the purpose of assessing whether the ideas or strategies that are discussed are suitable based on your own personal financial objectives, needs and risk tolerance. Heydorn|Stone Capital Management LLC expressly disclaims any liability or loss incurred by any person who acts on the information, ideas or strategies discussed herein.
The SEC Form ADV contains important information about the advisory services, fees and business of Heydorn|Stone Capital Management LLC. Form ADV Part 1A and ADV Brochure are publicly available and may be viewed at https://www.adviserinfo.sec.gov/IAPD/Default.aspx. Form ADV Part 2A and 2B Brochures are provided by Heydorn|Stone Capital Management LLC initially to new clients and offered or delivered on an annual basis to clients. The Form ADV is periodically amended and clients are encouraged to review this information.
At certain places on our website, we may provide access or ‘links’ to other internet websites or videos sponsored and maintained by third parties. Heydorn|Stone Capital Management LLC is providing such links or videos solely as a convenience. Heydorn|Stone Capital Management LLC makes no representations concerning the content of the websites or videos. These sites contain information that has been created, published, maintained or otherwise posted by institutions or organizations independent of Heydorn|Stone Capital Management LLC. Heydorn|Stone Capital Management LLC does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. Heydorn|Stone Capital Management LLC does not necessarily endorse or recommend any commercial product or service described at these websites.
The information contained herein does not, and shall not, constitute an offer to sell, a solicitation of an offer to buy, or an offer to purchase any securities, nor should it be deemed to be an offer, or a solicitation of an offer, to purchase or sell any investment product or service.
Past performance does not guarantee future returns and should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by Heydorn|Stone Capital Management LLC) or product referenced to directly or indirectly by Heydorn|Stone Capital Management LLC on its website, or indirectly via a link to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Investing entails risks, including possible loss of principal. The price of, value of and income from securities and financial instruments can fall as well as rise.
Clients utilizing this website for the purpose of accessing accounts at brokers/custodians via the links do so with the understanding that accessing such information through the links should be done only through secure channels and on non-public machines. Heydorn|Stone Capital Management LLC cannot be responsible for criminal activities of others, specifically those that may access client information through the use of a client’s password or other credentials.
Clients are strongly encouraged to compare the information found through the links with any information received directly from their account custodian.
The Standard & Poor’s 500 Index (the "S&P 500"), the Dow, the Russell 2000 Index, and other indexes, if applicable, are mentioned for comparative purposes only because they represent, respectively, indexes typically used to gauge the general performance of the U.S. securities markets or the small-cap segment of the U.S. equity universe. The use of these indices is not meant to be indicative of the asset composition or volatility of the portfolio of securities held by our clients, which may or may not have included securities which comprise the S&P 500, Dow and the Russell 2000 Index or other indexes, and which may hold considerably fewer than the number of different securities that make up Indexes. As such, clients’ investment portfolios should be considered riskier than an investment in an index.
Certain people associated with Heydorn|Stone Capital Management LLC may hold voluntary professional designations which are included on the website. An explanation of the minimum qualifications required for each designation follows:
Certified Financial Planner (CFP®)
To attain the right to use Certified Financial Planner CFP® designation an individual must have a bachelors degree with coursework in financial planning, pass a 10-hour exam, have at least three years’ full-time financial planning related experience, agree to be bound by CFP Board’s Standards of Professional Conduct, complete 30 hours of continuing education every two years and renew the agreement to be bound by the Standards of Professional Conduct. CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification.
Chartered Financial Consultant (ChFC ®)
Chartered Financial Consultant designations are granted by the American College upon completion of seven required courses and two elective courses to individuals who have a minimum of three years working in the financial industry and agree to comply with The American College Code of Ethics and Procedures. Participation in the Professional Recertification Program is also required.